{"content":"Hey mate ,This is not investment advice, my friend — always DYOR and stay SAFU. Today, I’m bringing you a update on the XRP project, the native token of the XRP Ledger (XRPL), launched in 2012 to enable fast, secure, and cost-efficient payments. 1. Real utility and use cases XRP is mainly used as a bridge currency for cross-border payments through Ripple’s On-Demand Liquidity (ODL) solution. It enables near-instant transactions with extremely low fees, eliminating the need for pre-funded accounts. 2. Technology & development The XRPL is a public, decentralized blockchain known for its reliability (over 10 years of stable operation), minimal fees, and ability to handle thousands of transactions per second. The team is also working on an Ethereum-compatible sidechain (EVM) to expand its ecosystem. 3. Legal situation The lawsuit with the SEC (which began in 2020) is still partially ongoing. However, a settlement has just been proposed: Ripple and the SEC have agreed to lift the injunction and release $125M in escrow funds ($50M to the SEC, $75M back to Ripple). This could mark a major step toward full resolution. 4. Vision & potential CEO Brad Garlinghouse recently stated that XRP could capture up to 14% of SWIFT’s cross-border payment volume within 5 years, by solving the liquidity problem, rather than just messaging. With over 2,500 banking partners and strong connections in Asia and the Middle East, XRP continues to strengthen its global presence. Conclusion XRP stands at a strategic turning point: solid technology, real-world usage, expansion plans (EVM, CBDCs, stablecoins…), and a legal case nearing closure. If the agreement with the SEC is finalized, it could open the door for wider adoption, especially in the U.S. #CryptoPatience #CryptoUpdates ","images":["https://d2kdcqywr8ua22.cloudfront.net/uploadfile/article/blog/2025062025/06/13/dac515f96cf342739f72f4351f01c461.jpg"],"tags":[],"tradingPairs":[],"quotearticleid":0}