{"content":"Ripple’s $21 Trillion Vision: Can XRP Seize 20% of SWIFT’s Market Share? As it nears SWIFT disruption, digital payments companies Ripple Labs and XRP are raising their goals. Ripple CEO Brad Garlinghouse previously predicted that XRP could absorb 14% of SWIFT's volume, but recent predictions are much bolder. Ripple Getting 20% Of SWIFT Could Impact XRP A fresh Ripple prediction was released by engineer and crypto researcher Paul Barron. The analysis shows XRP's ability to challenge SWIFT in cross-border transactions. Predictions that XRP might handle 20% of SWIFT's transactional flow are highlighting Ripple's worldwide financial infrastructure aspirations. These new predictions came a month after Garlinghouse and Ripple estimated a 14% SWIFT volume share in five years. With significant institutional traction, market momentum, and quick adoption, expectations are high. International banks and financial organizations use SWIFT to securely send information and cross-border payment instructions. It manages $150 trillion in yearly transaction volume. Barron said that Ripple's 14% transactional volume prediction would entail $21 trillion moving across the XRP Ledger yearly. Ripple thinks XRP may handle even more of the global cross-border payments industry than 14% of SWIFT's business. If Ripple reached 20% of SWIFT's volume, the XRP Ledger would get $30 trillion in yearly value, according to Barron's estimates. This forecast shows Ripple's rising confidence in XRP as a SWIFT replacement. The business has stated its intention to replace SWIFT and change global payments using XRP. Ripple's objective is to replace SWIFT's sluggish, expensive system. The XRPL's near-instant settlement and cheap transaction costs make it a current choice for scaling transactions. This growing use case might push XRP over $2.78 to new heights. If Ripple can secure 20% of SWIFT's volume, the crypto sector and the firm would change. #xrp #BTCBreaksATH #ETHBreaks3k #USCryptoWeek #Ripple $XRP $BNB $SOL ","images":["https://d2kdcqywr8ua22.cloudfront.net/uploadfile/article/blog/2025072025/07/14/9db397cd28b9485c847739e7a7935648.png"],"tags":[],"tradingPairs":["ETH/USDT"],"quotearticleid":0}