{"content":"XRP is the native cryptocurrency of the Ripple network, designed for fast and low-cost cross-border payments. Unlike Bitcoin or Ethereum, XRP doesn't rely on mining; all 100 billion coins were pre-mined, with a large portion held by Ripple Labs. XRP transactions settle in just 3–5 seconds, making it one of the fastest cryptocurrencies. It can handle 1,500 transactions per second, rivaling Visa. XRP's primary goal is to bridge currencies for banks and financial institutions. Despite legal battles with the U.S. SEC over whether it’s a security, XRP has remained in the top 10 cryptocurrencies by market cap. Its utility in international finance and partnerships with major banks make it one of the most discussed coins in the crypto world. #xrp ","images":["https://d2kdcqywr8ua22.cloudfront.net/uploadfile/article/blog/2025072025/07/30/74eedace93cfd20169bee06c4de52c03.jpg"],"tags":[],"tradingPairs":["XRP/USDT"],"quotearticleid":0}