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$HUMA Say Goodbye to FICO — and Hello to On-Chain Credit

Daniel_BNB

Updated at: 5 hours ago

{"content":"$HUMA Say Goodbye to FICO — and Hello to On-Chain Credit Your credit score doesn’t belong in a dusty file anymore. In the world @humafinance is building, credit is decentralized, real-time, and based on what truly matters — your verified income streams. What Makes Huma Different: • Credit scoring powered by on-chain income (salaries, creator payouts, bounties) • Programmable collateral built on transparency • No middlemen, no outdated metrics For Borrowers: Instant liquidity without traditional barriers. For Lenders: Real yield from stablecoin lending to income-verified users. Why Now Matters: With PayFi adoption rising and stablecoin regulation gaining clarity (GENIUS Act), Huma is ahead of the curve — already processing over $3B and integrated with RateX, Kamino, and more. Looking Ahead: In five years, FICO might be obsolete. On-chain credit will be the default. And $HUMA? It won’t just govern the protocol — it’ll unlock the entire system. Real yield. Real-world use. Real credit revolution. This is what DeFi was always meant to become. #HUMA #HumaFinance ","images":[],"tags":[],"tradingPairs":["HUMA/USDT"],"quotearticleid":0}

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